Sure! There are several ways to go about insuring your travel vehicle. It’s possible that the company you currently use to insure your cars can be utilized, but they usually don’t give the best prices. Agents or companies that specialize in RV type vehicles usually have the best prices and have options (like replacement value) that the other companies don’t have.
The premium you pay will sometimes depend on whether you are a “full-timer” or someone who is not living in the RV all the time. Full-timer policies usually give better coverage for a minimal difference in the premium paid and it is possible to get full-timer coverage without really being a full-timer.
Well, did we confuse you there? The reason it is important to know is that paying a “minimal” difference in the yearly premium won’t mean much compared to the difference it could make if you have to collect on a major problem or a “total” of your RV.
Check some of the RV magazines for advertisements regarding RV insurance, ask other RVers, go to RV shows, and ask RV dealers, but make sure you shop around for prices and coverage, don’t just take what the dealer recommends.
Leave A Comment